Can Creditors Call You at Work

The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from calling you at work, so long as they know (or have reason to know) that your employer prohibits you from taking those calls while you are working.  If a collector is calling you at work, all you have to do is tell them to stop because you can’t take personal calls at work.  Many states have enacted their own laws that are similar to the FDCPA and also prohibit the actual creditor from calling you at work.  Of course, just because you tell the collector or credit to stop calling you at work does not mean they will follow your wishes.  If you are reading this, you probably already know that debt collectors and creditors can be ruthless when demanding payments from you.

However, if a debt collector calls you even once at work after you have told them not to call, they have violated the FDCPA.   Their violation entitles you to up to $1000 in damages and the debt collector has to pay your attorney fees!   More importantly, if you are represented by an attorney, the FDCPA prohibits the debt collector from ever contacting you again, which means an end to those collection calls and no more worries about jeopardizing your employment.

If a collector or creditor is calling you at work, speaking with your co-workers about your personal business or otherwise putting your job at risk, we can help!  Fill out our form for a free FDCPA case review by one of our experienced FDCPA attorneys or call Luxenburg & Levin, LLC to speak with an attorney now.  We are available toll-free (877) 861-3756.  Don’t delay another day if a collector is putting your job at risk!