Creditor Harassment

There are many laws which provide relief for consumers from creditor harassment and debt collector harassment.  The Fair Debt Collection Practices Act, or FDCPA, prohibits debt collector harassment in many forms.  This law mainly applies to collection agencies, collection lawyers and “junk debt buyers” (any creditor other than the original creditor).  Many states have passed their own laws which prohibit creditor harassment when the original creditor’s collection department is harassing you for collection of its own debt.

Under the Federal FDCPA and most state debt collection laws, the debt collector or creditor has to pay your attorney fees, meaning our representation can be secured at no cost to you.  In addition, most of these laws prohibit the debt collector or creditor from ever contacting you again regarding the account when you are represented by an attorney.  Not only could you be entitled to up to $1000 (or sometimes more depending upon which laws apply) for the debt collector or creditor harassment, but our representation can put an end to the annoying collection calls for good!

Contact the experienced attorneys at Luxenburg & Levin, LLC by filling out our form for a free case review or call us at (877) 861-3756 to speak with an attorney now.  Even if you agree that you owe the money but are just unable to pay, we can still help.  You don’t have to be subjected to debt collector or creditor harassment any longer.