Debt Collector Harassment

The Fair Debt Collection Practices Act, or FDCPA, is a Federal law which provides relief for consumers from debt collector harassment.  The FDCPA mainly applies to collection agencies, collection lawyers and “junk debt buyers” (any creditor other than the original creditor).  Many states also have their own laws which prohibit harassment when the original is collecting its own debt.  These laws prohibit debt collector harassment in many forms, such as excessive phone calls, obscene or abusive language, false or misleading statements, contacting your relatives or friends and contacting you at your place of employment.  The other forms of debt collector harassment made illegal by the FDCPA are too many to list here, but click here for more information about some common violations.

Like many consumer protection laws, the FDCPA states that the debt collector has to pay your attorney fees.  This means that we can help end the harassing conduct and annoying collection calls at no cost to you!  The FDCPA also prohibits the debt collector from calling you again when you are represented by a lawyer and provides for up to $1000 in damages as a penalty for the debt collector’s violation of the law.  The calls stop, they have to pay you and they have to pay our attorney fees.

So what are you waiting for?  Contact the experienced attorneys at Luxenburg & Levin, LLC by filling out our form for a free case review or call us at (877) 861-3756 to talk directly to an attorney about your debt collector harassment situation now.