Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act is a powerful federal law designed to protect consumers from abusive, deceptive and unfair debt collectors.  If a debt collector has violated your rights, you could be entitled to up to $1000 in damages as a penalty to the collector, plus the debt collector has to pay your attorney fees!   If you are represented by an attorney, the Fair Debt Collection Practices Act (also called the FDCPA) prohibits the debt collector from ever contacting you again.  The collector must deal only with your attorney, which means an end to those annoying collection calls!

There are many ways a debt collector can violate the Fair Debt Collection Practices Act, including making false statements or threats, calling you at work after you have asked them not to call you there, calling you repeatedly just to harass you, and disclosing your collection matter to anyone other than your spouse, just to name a few.  There are countless other ways collectors can violate the FDCPA, some of which you might not even know are against the law.

The experienced attorneys at Luxenburg & Levin, LLC can help you fight back.  Even if you agree that you owe the money but are unable to pay, you still have rights.  You don’t have to be subjected to annoying, harassing collection calls.

Fill out our form for a free FDCPA case review or call us at (877) 861-3756 to speak directly with one of our attorneys today.