If a collection agency violates any of the provisions of the law, the state can enforce the violations by issuing fines, placing the agency on probation and/or suspending or revoking the collection agency’s license. As consumer protection attorneys we help consumers stop debt collectors.
The laws described on this page are set forth in full in the Illinois Compiled Statutes, Chapter 225, Act 425, Sections 1-27.
In addition to rules covering the actions of creditors and collection agencies under your state’s laws, the Fair Debt Collection Practices Act (FDCPA) provides rules protecting consumers from illegal actions of debt collectors, and it applies equally in every state. This means that even if your state laws cannot help you, the FDCPA applies in many more situations.
In fact, certain sections of the laws listed in the available download may have been redacted for brevity.
If you want to find out more about how these laws pertain to your specific situation, please call us at (877) 846-1209 for a free case review with an experienced consumer law attorney. If you prefer, fill out our free case review form and we will contact you.