Image Image Image Image Image Image Image Image Image

The Maryland Consumer Debt Collection Act Protects You

A collector who violates the Maryland state law is liable for any actual damages caused by the violation including damages for emotional distress or mental anguish suffered with or without an accompanying physical injury. If you have suffered from this – we can help.

Any violation of the Maryland Consumer Debt Collection Act is also considered a violation of the Maryland Consumer Protection Act. This allows a court who awards a consumer who actual damages for the debt collector’s violation to also award reasonable attorney’s fees.

Stop Debt Collectors

Contact Us Today

Get A Free Case Review
(free instant download)

Violations by debt collectors include the following:

  • Disclosing or threatening to disclose information which affects the consumer’s reputation for credit worthiness with knowledge that the information is false (i.e. reporting false information on a consumer’s credit report)
  • Contacting a consumer’s employer regarding a debt before a final judgment has been entered against the consumer in court
  • Disclosing or threatening to disclose to a person other than the consumer or his spouse information which affects the consumer’s reputation
  • Communicating with the consumer or a person related to him with the frequency, at the unusual hours, or in any other manner as reasonably can be expected to abuse or harass the consumer
  • Use obscene or grossly abusive language
  • Claiming, attempting, or threatening to enforce a right with knowledge that the right does not exist (for example, threatening to garnish someone’s wages before a judgment has been entered against him or her)

The laws described on this page are set forth in full in the Maryland Code, Title 14, Sections 201-204 and Title 13, Sections 101-501.

Have you been contacted by a debt collector?
Call us at (877) 846-1209 for a free case review!

In addition to rules covering the actions of creditors and collection agencies under your state’s laws, the Fair Debt Collection Practices Act (FDCPA) provides rules protecting consumers from illegal actions of debt collectors, and it applies equally in every state. This means that even if your state laws cannot help you, the FDCPA applies in many more situations.

In fact, certain sections of the laws listed in the available download may have been redacted for brevity.

If you want to find out more about how these laws pertain to your specific situation, please call us at (877) 846-1209 for a free case review with an experienced consumer law attorney. If you prefer, fill out our free case review form and we will contact you.