A collector who violates the Maryland state law is liable for any actual damages caused by the violation including damages for emotional distress or mental anguish suffered with or without an accompanying physical injury. If you have suffered from this – we can help.
Any violation of the Maryland Consumer Debt Collection Act is also considered a violation of the Maryland Consumer Protection Act. This allows a court who awards a consumer who actual damages for the debt collector’s violation to also award reasonable attorney’s fees.
The laws described on this page are set forth in full in the Maryland Code, Title 14, Sections 201-204 and Title 13, Sections 101-501.
In addition to rules covering the actions of creditors and collection agencies under your state’s laws, the Fair Debt Collection Practices Act (FDCPA) provides rules protecting consumers from illegal actions of debt collectors, and it applies equally in every state. This means that even if your state laws cannot help you, the FDCPA applies in many more situations.
In fact, certain sections of the laws listed in the available download may have been redacted for brevity.
If you want to find out more about how these laws pertain to your specific situation, please call us at (877) 846-1209 for a free case review with an experienced consumer law attorney. If you prefer, fill out our free case review form and we will contact you.