Debt is one of the aspects of modern civilization that many wish they could do without. Unfortunately, there is often no other way to purchase goods such as houses, cars, or other modern necessitates than to incur some amount of debt. As people’s lives change, it may become impossible to make their debt payments on-time. This is when agencies such as Optimum Outcomes are called as third party debt collectors.
Although many people do not enjoy receiving notices of pending payments and overdue balances, it is the right of a debt collector to request payment for unpaid monies. However, if debt collection agencies turn to practices of harassment, you may need the assistance or protection of an attorney. The Law Firm of Mitch Luxenburg can help you address illegal harassment.
Passed in 1977, the Fair Debt Collection Practices Act defines what debt collectors can and cannot do when pursuing collection. It is in the best interest of Optimum Outcomes and their clients to follow the guidelines set by this act of legislation. We at Luxenburg & Lavin can protect you from illegal practices such as:
We know that you wish to pay off your debts, but that you cannot if you are being intimidated by improper debt collection behavior. Luxenburg & Lavin want to provide the best environment for you to get back on your feet so that you can address your debts. We can act as your defense against harassing debt collectors, and also ensure companies like Optimum Outcomes are following the Fair Debt Collection Practices Act.
If you need the protection that Luxenburg & Lavin offers, do not hesitate to call us at 1-(877) 846-1209 for a free case evaluation, or you can fill out our online form. If we are able to accept your case, you will not need to pay any attorney’s fees, and you can look forward to being free from harassment.