Contained at Oregon Revised Statutes, Sections 646.639 – 646.643
Applies to both the original creditor and third-party debt collectors (collection agencies, collection lawyers and debt buyers)
Consumer can recover actual damages or $200 for a debt collector’s violation, whichever is greater, plus attorneys fees – but say they can recover more (up to $1000) under the FDCPA
We encourage you to download a copy of the Fair Debt Collection Practices Act by filling out the form above.
In addition to rules covering the actions of creditors and collection agencies under your state’s laws, the Fair Debt Collection Practices Act (FDCPA) provides rules protecting consumers from illegal actions of debt collectors, and it applies equally in every state. This means that even if your state laws cannot help you, the FDCPA applies in many more situations.
In fact, certain sections of the laws listed in the available download may have been redacted for brevity.
If you want to find out more about how these laws pertain to your specific situation, please call us at (877) 846-1209 for a free case review with an experienced consumer law attorney. If you prefer, fill out our free case review form and we will contact you.