In addition to any actual damages, a consumer can recover a penalty of between $100 and $1000 from a debt collector or creditor who is found in violation of the law. For conduct defined as unconscionable under this state law, the court must also award the consumer’s reasonable attorneys’ fees.
Many consumers wait too long before deciding to contact an attorney. They suffer unnecessarily.
The laws described on this page are set forth in full in the South Carolina Code Annotated, Title 37, Chapter 1, Section 301 and Chapter 5, Sections 101-303.
In addition to rules covering the actions of creditors and collection agencies under your state’s laws, the Fair Debt Collection Practices Act (FDCPA) provides rules protecting consumers from illegal actions of debt collectors, and it applies equally in every state. This means that even if your state laws cannot help you, the FDCPA applies in many more situations.
In fact, certain sections of the laws listed in the available download may have been redacted for brevity.
If you want to find out more about how these laws pertain to your specific situation, please call us at (877) 846-1209 for a free case review with an experienced consumer law attorney. If you prefer, fill out our free case review form and we will contact you.