Consumers can recover, in addition to any actual damages they have incurred, a penalty of between $100 and $1000 for the debt collector or creditor’s violation of this state law. Courts also have the authority to require the debt collector or creditor to pay the consumer’s attorneys’ fees.
The laws described on this page are set forth in full in the West Virginia Code, Chapter 46A, Article 2, Sections 101-139.
In addition to rules covering the actions of creditors and collection agencies under your state’s laws, the Fair Debt Collection Practices Act (FDCPA) provides rules protecting consumers from illegal actions of debt collectors, and it applies equally in every state. This means that even if your state laws cannot help you, the FDCPA applies in many more situations.
In fact, certain sections of the laws listed in the available download may have been redacted for brevity.
If you want to find out more about how these laws pertain to your specific situation, please call us at (877) 846-1209 for a free case review with an experienced consumer law attorney. If you prefer, fill out our free case review form and we will contact you.